Medicare Open Enrollment Period for 2022 – October 15, 2021 through December 7, 2021

Medicare is a Federal Health Insurance Program. To be eligible for Medicare you must be a US Citizen or Legal Resident and one of the following.

  • Age 65
  • Been disabled for 24 months or more
  • Have End Stage Renal Disease or ALS

Medicare has four parts: Part A, Part B, Part C and Part D

Part A and Part B are known as Original Medicare. This means Medicare is the primary provider for your health insurance payments. Part C (Medicare Advantage), Part D, and Medicare Supplements are insurance plans offered by independent insurance companies. These plans cover some of the costs associated with original Medicare.

Late Enrollment Penalty


Enrollments Periods


(True Out of Pocket Costs)

TROOP = Deductibles + Copays + Co-insurance + Drug Company payments

Open Enrollment

Open Enrollment for Medicare Supplements is the month Part B becomes effective and the 5 months that follow.

Guarantee Issue Period